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More Information about Senior Citizens Overlook


In 1981, the plans were completed and the Phase I portion was officially opened. In 1986, Phase II opened.There are 30 one-bedroom apartments, two of which have been designed to accommodate the handicapped.


All apartments are about 600 square feet in size. Phase I apartments are located in five (5) ground level buildings, with four (4) apartments in each building. There are nineteen (19) apartments in Phase I, with a community room and laundry facility located in building 300. Phase II apartments are located in a two (2) story building, with stairs and a lift to the second floor. There are eleven (11) apartments in Phase II building with a community room and laundry facility downstairs.


Our project is now smoke free but we have designated places where smoking is allowed outside.


Senior Citizens Overlook is not-for-profit. A Board of six interested citizens directs the project through board meetings. A manager as well as two maintenance employees provide overall support to the project and the tenants.


Phase I & Phase II were both financed through a loan from the Farmers Home Administration (now Rural Development). Department of Housing and Urban Development (HUD) provides a rental subsidy to assist low-income residents in paying their rents in Phase I apartments. New York State Housing and Community Renewal (NYS HCR) provide the rental subsidy for Phase II apartments.


Rent is based on 30% of household’s adjusted annual income.  Possible deductions include medical expenses (including, but not limited to, insurance premiums, prescription drug costs, co-pays for doctor’s/hospital visits, and over the counter medication and supplies), and a $400 elderly household deduction (for tenants age 62+ at time of recertification).


Interest from assets is included as income (either actual income from assets or 2% of assets, whichever is greater).  Ownership of a home or property counts as an asset and income from that asset is calculated as 2% of the assessed value.


A utility allowance is deducted from the tenant’s portion of the rent each month. This amount is determined on a yearly basis and is approximately the amount of the utility bill the tenant is responsible for. The apartments are heated with electricity.


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